How Long to Read Bank Competition and Household Privacy in a Digital Payment Monopoly
By Mr. Itai Agur
How Long Does it Take to Read Bank Competition and Household Privacy in a Digital Payment Monopoly?
It takes the average reader and 56 minutes to read Bank Competition and Household Privacy in a Digital Payment Monopoly by Mr. Itai Agur
Assuming a reading speed of 250 words per minute. Learn more
Description
Lenders can exploit households' payment data to infer their creditworthiness. When households value privacy, they then face a tradeoff between protecting such privacy and credit conditions. We study how the introduction of an informationally more intrusive digital payment vehicle affects households' cash use, credit access, and welfare. A tech monopolist controls the intrusiveness of the new payment method and manipulates information asymmetries among households and oligopolistic banks to extract data contracts that are more lucrative than lending on its own. The laissez-faire equilibrium entails a digital payment vehicle that is more intrusive than socially optimal, providing a rationale for regulation.
How long is Bank Competition and Household Privacy in a Digital Payment Monopoly?
Bank Competition and Household Privacy in a Digital Payment Monopoly by Mr. Itai Agur is 55 pages long, and a total of 14,025 words.
This makes it 19% the length of the average book. It also has 17% more words than the average book.
How Long Does it Take to Read Bank Competition and Household Privacy in a Digital Payment Monopoly Aloud?
The average oral reading speed is 183 words per minute. This means it takes 1 hour and 16 minutes to read Bank Competition and Household Privacy in a Digital Payment Monopoly aloud.
What Reading Level is Bank Competition and Household Privacy in a Digital Payment Monopoly?
Bank Competition and Household Privacy in a Digital Payment Monopoly is suitable for students ages 8 and up.
Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.
When deciding what to show young students always use your best judgement and consult a professional.
Where Can I Buy Bank Competition and Household Privacy in a Digital Payment Monopoly?
Bank Competition and Household Privacy in a Digital Payment Monopoly by Mr. Itai Agur is sold by several retailers and bookshops. However, Read Time works with Amazon to provide an easier way to purchase books.
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