How Long to Read Borrower Protection and the Supply of Credit

How Long Does it Take to Read Borrower Protection and the Supply of Credit?

It takes the average reader and 33 minutes to read Borrower Protection and the Supply of Credit by Jihad Dagher

Assuming a reading speed of 250 words per minute. Learn more

Description

Laws governing the foreclosure process can have direct consequences on the costs of foreclosure and could therefore affect lending decisions. We exploit the heterogeneity in the judicial requirements across U.S. states to examine their impact on banks’ lending decisions in a sample of urban areas straddling state borders. A key feature of our study is the way it exploits an exogenous cutoff in loan eligibility to GSE guarantees which shift the burden of foreclosure costs onto the GSEs. We find that judicial requirements reduce the supply of credit only for jumbo loans that are ineligible for GSE guarantees. These laws do not affect, however, the relative demand of jumbo loans. Our findings, which also hold using novel nonbinary measures of judicial requirements, illustrate the consequences of foreclosure laws on the supply of mortgage credit. They also shed light on a significant indirect cross-subsidy by the GSEs to borrower-friendly states that has been overlooked thus far.

How long is Borrower Protection and the Supply of Credit?

Borrower Protection and the Supply of Credit by Jihad Dagher is 33 pages long, and a total of 8,349 words.

This makes it 11% the length of the average book. It also has 10% more words than the average book.

How Long Does it Take to Read Borrower Protection and the Supply of Credit Aloud?

The average oral reading speed is 183 words per minute. This means it takes and 45 minutes to read Borrower Protection and the Supply of Credit aloud.

What Reading Level is Borrower Protection and the Supply of Credit?

Borrower Protection and the Supply of Credit is suitable for students ages 8 and up.

Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.

When deciding what to show young students always use your best judgement and consult a professional.

Where Can I Buy Borrower Protection and the Supply of Credit?

Borrower Protection and the Supply of Credit by Jihad Dagher is sold by several retailers and bookshops. However, Read Time works with Amazon to provide an easier way to purchase books.

To buy Borrower Protection and the Supply of Credit by Jihad Dagher on Amazon click the button below.