How Long to Read Community Reinvestment Performance

By Kenneth H. Thomas

How Long Does it Take to Read Community Reinvestment Performance?

It takes the average reader 8 hours and 45 minutes to read Community Reinvestment Performance by Kenneth H. Thomas

Assuming a reading speed of 250 words per minute. Learn more

Description

The equality and breadth of bank lending practices are under microscopic scrutiny from community groups, Congress, financial regulatory agencies and the media. To say that subjective interpretation and sporadic enforcement have made the Community Reinvestment Act one of the most controversial regulations ever imposed upon banking is an understatement. As front page headlines charge discriminatory lending practices, as CRA is linked to urban blight and the L.A. riots, and as previously confidential bank CRA ratings are disclosed, banking's least liked law becomes ever more controversial, emotionally charged and unpopular. Enforcement of CRA is high on the Clinton agenda in a shift from previous administrations. New justice department investigations, lawsuits and penalties, powerful and well-organized community groups, and heightened attention from the public and media all promise to make CRA the most talked about regulatory issue of the 1990s. Furthermore, it will increasingly become a major component in the approval of impending bank mergers and any proposed new powers for the banking industry. Yet, if the truth be known, CRA ratings are alarmingly subjective. While repeatedly alleged, these charges have never been documented - until now. In this seminal work, bringing together years of analysis and research, CRA expert Kenneth H. Thomas presents the first truly objective, in-depth evaluation of CRA assessment and performance. Dr. Thomas reveals actual cases of CRA grade inflation and deflation - including the previously unreported case of apparent regulatory favoritism involving the controversial acquisition of one of America's largest failed banks. Sure to spark additional debate, this landmark work is required reading for anyone in the CRA triangle - bankers, community groups and bank regulators. Community Reinvestment Performance sheds new light on banking's least liked law; uncovers what bankers, community groups and regulators really think about CRA; provides the first historical analysis of CRA performance from 1982 - 1992; and includes innovative recommendations for improving CRA with an emphasis on public policy issues.

How long is Community Reinvestment Performance?

Community Reinvestment Performance by Kenneth H. Thomas is 515 pages long, and a total of 131,325 words.

This makes it 174% the length of the average book. It also has 160% more words than the average book.

How Long Does it Take to Read Community Reinvestment Performance Aloud?

The average oral reading speed is 183 words per minute. This means it takes 11 hours and 57 minutes to read Community Reinvestment Performance aloud.

What Reading Level is Community Reinvestment Performance?

Community Reinvestment Performance is suitable for students ages 12 and up.

Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.

When deciding what to show young students always use your best judgement and consult a professional.

Where Can I Buy Community Reinvestment Performance?

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