How Long to Read Deregulating Property-Liability Insurance

How Long Does it Take to Read Deregulating Property-Liability Insurance?

It takes the average reader 7 hours and 2 minutes to read Deregulating Property-Liability Insurance by J. David Cummins

Assuming a reading speed of 250 words per minute. Learn more

Description

Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, trucking, railroads, telecommunications, and banking. Only a few industries remain regulated, the largest being the property-liability insurance business. In light of recent sweeping financial modernization legislation in other sectors of the insurance industry, this timely volume examines the basis for continued regulation of rates and forms of the U.S. property-liability insurance market. The book focuses on private passenger automobile insurance—the most important personal line of property-liability coverage, with annual premiums of about $120 billion. The authors analyze five state case studies: California, Massachusetts, and New Jersey—three of the most heavily regulated states—as well as Illinois, which has been deregulated for about 30 years, and South Carolina, which began to deregulate in 1997. The study also includes an econometric analysis based on all fifty states over a 25-year period that gauges the impact of regulation on insurance price levels, price volatility, and the proportion of automobiles insured in residual markets. The authors conclude that regulation does not significantly reduce long-run prices for consumers, and generally limits availability of coverage, reduces the quality and variety of services available in the market, inhibits productivity growth, and increases price volatility. Contributors include Dwight Jaffee (University of California, Berkeley), Thomas Russell (Santa Clara University ), Laureen Regan (Temple University), Sharon Tennyson (Cornell University), Mary Weiss (Temple University), John Worrall (Rutgers University), Stephen D'Arcy (University of Illinois, Urbana-Champaign), Martin Grace (Georgia State University), Robert Klein (Georgia State University), Richard Phillips (Georgia State University), Georges Dionne (University of Montreal), and Richard Butler (Brigham Young University).

How long is Deregulating Property-Liability Insurance?

Deregulating Property-Liability Insurance by J. David Cummins is 421 pages long, and a total of 105,671 words.

This makes it 142% the length of the average book. It also has 129% more words than the average book.

How Long Does it Take to Read Deregulating Property-Liability Insurance Aloud?

The average oral reading speed is 183 words per minute. This means it takes 9 hours and 37 minutes to read Deregulating Property-Liability Insurance aloud.

What Reading Level is Deregulating Property-Liability Insurance?

Deregulating Property-Liability Insurance is suitable for students ages 12 and up.

Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.

When deciding what to show young students always use your best judgement and consult a professional.

Where Can I Buy Deregulating Property-Liability Insurance?

Deregulating Property-Liability Insurance by J. David Cummins is sold by several retailers and bookshops. However, Read Time works with Amazon to provide an easier way to purchase books.

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