How Long to Read Fintech in Europe: Promises and Threats

How Long Does it Take to Read Fintech in Europe: Promises and Threats?

It takes the average reader and 35 minutes to read Fintech in Europe: Promises and Threats by Chikako Baba

Assuming a reading speed of 250 words per minute. Learn more

Description

Europe’s high pre-existing level of financial development can partly account for the relatively smaller reach of fintech payment and lending activities compared to some other regions. But fintech activity is growing rapidly. Digital payment schemes are expanding within countries, although cross-border and pan-euro area instruments are not yet widespread, notwithstanding important enabling EU level regulation and the establishment of instant payments by the ECB. Automated lending models are developing but remain limited mainly to unsecured consumer lending. While start-ups are pursuing platform-based approaches under minimal regulation, there is a clear trend for fintech companies to acquire balance sheets and, relatedly, banking licenses as they expand. Meanwhile, competition is pushing many traditional banks to adopt fintech instruments, either in-house or by acquisition, thereby causing them to increasingly resemble balanced sheet-based fintech companies. These developments could improve the efficiency and reach of financial intermediation while also adding to profitability pressures for some banks. Although the COVID-19 pandemic could call into question the viability of platform-based lending fintechs funding models given that investors could face much higher delinquencies, it may also offer growth opportunities to those fintechs that are positioned to take advantage of the ongoing structural shift in demand toward virtual finance.

How long is Fintech in Europe: Promises and Threats?

Fintech in Europe: Promises and Threats by Chikako Baba is 35 pages long, and a total of 8,925 words.

This makes it 12% the length of the average book. It also has 11% more words than the average book.

How Long Does it Take to Read Fintech in Europe: Promises and Threats Aloud?

The average oral reading speed is 183 words per minute. This means it takes and 48 minutes to read Fintech in Europe: Promises and Threats aloud.

What Reading Level is Fintech in Europe: Promises and Threats?

Fintech in Europe: Promises and Threats is suitable for students ages 8 and up.

Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.

When deciding what to show young students always use your best judgement and consult a professional.

Where Can I Buy Fintech in Europe: Promises and Threats?

Fintech in Europe: Promises and Threats by Chikako Baba is sold by several retailers and bookshops. However, Read Time works with Amazon to provide an easier way to purchase books.

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