How Long to Read Forbearance Patterns in the Post-Crisis Period

How Long Does it Take to Read Forbearance Patterns in the Post-Crisis Period?

It takes the average reader and 43 minutes to read Forbearance Patterns in the Post-Crisis Period by Katharina Bergant

Assuming a reading speed of 250 words per minute. Learn more

Description

Using supervisory loan-level data on corporate loans, we show that banks facing high levels of non-performing loans relative to their capital and provisions were more likely to grant forbearance measures to the riskiest group of borrowers. More specifically, we find that risky borrowers are more likely to get an increase in the overall limit or the maturity of a loan product from a distressed lender. As a second step, we analyse the effectiveness of this practice in reducing the probability of default. We show that the most common measure of forbearance is effective in the short run but no forbearance measure significantly reduces the probability of default in the long run. Our evidence also suggests that forbearance and new lending are substitutes for banks, as high shares of forbearance are negatively correlated with new lending to the same group of borrowers. Taken together, these findings can help policy makers shape surveillance and regulation in a future recovery from the Covid-19 pandemic.

How long is Forbearance Patterns in the Post-Crisis Period?

Forbearance Patterns in the Post-Crisis Period by Katharina Bergant is 43 pages long, and a total of 10,879 words.

This makes it 15% the length of the average book. It also has 13% more words than the average book.

How Long Does it Take to Read Forbearance Patterns in the Post-Crisis Period Aloud?

The average oral reading speed is 183 words per minute. This means it takes and 59 minutes to read Forbearance Patterns in the Post-Crisis Period aloud.

What Reading Level is Forbearance Patterns in the Post-Crisis Period?

Forbearance Patterns in the Post-Crisis Period is suitable for students ages 8 and up.

Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.

When deciding what to show young students always use your best judgement and consult a professional.

Where Can I Buy Forbearance Patterns in the Post-Crisis Period?

Forbearance Patterns in the Post-Crisis Period by Katharina Bergant is sold by several retailers and bookshops. However, Read Time works with Amazon to provide an easier way to purchase books.

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