It takes the average reader 2 hours and 36 minutes to read Law and Regulation of Mobile Payment Systems by Joy Malala
Assuming a reading speed of 250 words per minute. Learn more
Over the last ten years mobile payment systems have revolutionised banking in some countries in Africa. In Kenya the introduction of M-Pesa, a new financial services model, has transformed the banking and financial services industry. Giving the unbanked majority access to the financial services market it has attracted over 18 million subscribers which is remarkable given that fewer than 4 million people in Kenya have bank accounts. This book addresses the legal and regulatory issues arising out of the introduction of M-Pesa in Kenya and its drive towards financial inclusion. It considers the interaction between regulation and technological innovation with a particular focus on the regulatory tools, institutional arrangements and government decisional processes through the examination as a whole of its regulatory capacity. This is done with a view to understanding the regulatory capacity of Kenya in addressing the vulnerabilities presented by technological innovation in the financial industry for consumers after financial inclusion. It also examines the way that mobile payments have been regulated by criticising the piecemeal approach that the Central Bank of Kenya has taken in addressing the legal and regulatory issues presented by mobile payments. The book argues there are significant gaps in the regulatory regime of mobile banking in Kenya.
Law and Regulation of Mobile Payment Systems by Joy Malala is 154 pages long, and a total of 39,116 words.
This makes it 52% the length of the average book. It also has 48% more words than the average book.
The average oral reading speed is 183 words per minute. This means it takes 3 hours and 33 minutes to read Law and Regulation of Mobile Payment Systems aloud.
Law and Regulation of Mobile Payment Systems is suitable for students ages 10 and up.
Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.
When deciding what to show young students always use your best judgement and consult a professional.
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