How Long to Read LTV and DTI Limits—Going Granular

How Long Does it Take to Read LTV and DTI Limits—Going Granular?

It takes the average reader and 41 minutes to read LTV and DTI Limits—Going Granular by Luis I. Jacome H.

Assuming a reading speed of 250 words per minute. Learn more

Description

There is increasing interest in loan-to-value (LTV) and debt-service-to-income (DTI) limits as many countries face a new round of rising house prices. Yet, very little is known on how these regulatory instruments work in practice. This paper contributes to fill this gap by looking closely at their use and effectiveness in six economies—Brazil, Hong Kong SAR, Korea, Malaysia, Poland, and Romania. Insights include: rapid growth in high-LTV loans with long maturities or in the number of borrowers with multiple mortgages can be signs of build up in systemic risk; monitoring nonperforming loans by loan characteristics can help in calibrating changes in the LTV and DTI limits; as leakages are almost inevitable, countries strive to address them at an early stage; and, in most cases, LTVs and DTIs were effective in reducing loan-growth and improving debt-servicing performances of borrowers, but not always in curbing house price growth.

How long is LTV and DTI Limits—Going Granular?

LTV and DTI Limits—Going Granular by Luis I. Jacome H. is 41 pages long, and a total of 10,291 words.

This makes it 14% the length of the average book. It also has 13% more words than the average book.

How Long Does it Take to Read LTV and DTI Limits—Going Granular Aloud?

The average oral reading speed is 183 words per minute. This means it takes and 56 minutes to read LTV and DTI Limits—Going Granular aloud.

What Reading Level is LTV and DTI Limits—Going Granular?

LTV and DTI Limits—Going Granular is suitable for students ages 8 and up.

Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.

When deciding what to show young students always use your best judgement and consult a professional.

Where Can I Buy LTV and DTI Limits—Going Granular?

LTV and DTI Limits—Going Granular by Luis I. Jacome H. is sold by several retailers and bookshops. However, Read Time works with Amazon to provide an easier way to purchase books.

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