How Long to Read Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements

How Long Does it Take to Read Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements?

It takes the average reader and 36 minutes to read Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements by Daniel Kaltofen

Assuming a reading speed of 250 words per minute. Learn more

Description

This paper presents a new technique for grouping retail loans into homogenous risk pools, which adheres to the provisions of Basel II. We use recursive partitioning and test it on a data set of approximately 413,000 auto loans. By classifying loans according to selective predictors of default, we find that banks can achieve significant savings in terms of a lower regulatory capital requirement. Alternatively, this provides the opportunity to increase lending capacity.

How long is Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements?

Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements by Daniel Kaltofen is 36 pages long, and a total of 9,216 words.

This makes it 12% the length of the average book. It also has 11% more words than the average book.

How Long Does it Take to Read Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements Aloud?

The average oral reading speed is 183 words per minute. This means it takes and 50 minutes to read Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements aloud.

What Reading Level is Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements?

Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements is suitable for students ages 8 and up.

Note that there may be other factors that effect this rating besides length that are not factored in on this page. This may include things like complex language or sensitive topics not suitable for students of certain ages.

When deciding what to show young students always use your best judgement and consult a professional.

Where Can I Buy Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements?

Retail Loans & Basel II: Using Portfolio Segmentation to Reduce Capital Requirements by Daniel Kaltofen is sold by several retailers and bookshops. However, Read Time works with Amazon to provide an easier way to purchase books.

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